Attention homeowners in London and Laurel County: Need an appraisal?

The top reasons KY homeowners hire Sizemore Appraisals:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a KY property tax assessment
  3. Remove PMI to reduce your mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a KY divorce, when real estate property needs to be divided
  7. To settle an estate in KY by determining the true market value of real estate in question

Own a house in or near London, KY and need help determining the value of it?
Contact Sizemore Appraisals.

At Sizemore Appraisals, we understand the special needs of a consumer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value assessment than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping homeowners just like you get rid of unnecessary PMI insurance.

Challenge property tax assessments

Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. A professional appraisal from Sizemore Appraisals is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. Sizemore Appraisals can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for accuracy? An appraiser from Sizemore Appraisals can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Sizemore Appraisals can help you with that. While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.